When you’re looking ahead to 2023, paying down debt should be a top priority when it comes to your New Year’s resolution. With rising interest rates, debt is now more expensive than ever and can prevent you from getting ahead and reaching long-term goals. So if you’re dreaming of a fully-funded retirement or a luxurious,Continue reading “Snowball vs. Avalanche: How Should I Pay Down My Debt?”
Every January, millions of people make a New Year’s resolution to better themselves in some way. But it’s not enough to set a goal; you need to have the right strategies and tactics in place if you want to make sure that your goals become a reality. Maybe you want to move more, connect withContinue reading “3 Steps to Start Planning Your New Year’s Resolution 2023”
If you find yourself reading this post, chances are you’re ready to take control of your finances once and for all. Maybe you’ve found yourself Googling phrases like, “how to manage money” or “how to learn about personal finance.” But let’s be honest, the results are overwhelming and the information available can be confusing. Don’tContinue reading “Save Money, Get Rich: Personal Finance in 5 Steps”
I still remember the day I found myself crying in front of my 7th graders, shocking them all into momentary silence. It was at the height of the pandemic, and I had been teaching to students in person in the class room as well as a handful of remote kids on Zoom at the same time for seven months at that point.
I expected a tantrum. I expected a massive, double meltdown in the toy aisle that I would have to ride out. But miraculously, that didn’t happen. What I didn’t expect was that they would still be talking about those dinos days later and asking when I would go back and buy them.
Take a look at today’s headlines. No, really, I’ll wait. What did you see? Words like “recession” and “record-high inflation” probably jumped off the screen, creating a sinking feeling in your stomach or raising your level of anxiety. Are you worried about possible lay-offs? Are rising interest rates making the dream of home ownership seemContinue reading “Top 7 Steps to Take When You Lose Your Job”
I’d like to tell you a story about the worst year and a half of my life. And yes, before you start to wonder, it was the same year and a half that was everyone else in the world’s worst as well. But for me, it was an entirely different reason. It all began inContinue reading “How Much Do You Need in Your Emergency Fund?”
If you need to change your outlook on your personal finances, check out our reasons below for why you need to create your own Money Mantra and take charge of your finances today.
If you’ve ever found yourself wondering exactly how you can make a budget and what works for you, keep reading. We’ll investigate some of the most popular types of budgets for you and your family to choose from.