Snowball vs. Avalanche: How Should I Pay Down My Debt?

When you’re looking ahead to 2023, paying down debt should be a top priority when it comes to your New Year’s resolution. With rising interest rates, debt is now more expensive than ever and can prevent you from getting ahead and reaching long-term goals. So if you’re dreaming of a fully-funded retirement or a luxurious,Continue reading “Snowball vs. Avalanche: How Should I Pay Down My Debt?”

3 Steps to Start Planning Your New Year’s Resolution 2023

Every January, millions of people make a New Year’s resolution to better themselves in some way. But it’s not enough to set a goal; you need to have the right strategies and tactics in place if you want to make sure that your goals become a reality. Maybe you want to move more, connect withContinue reading “3 Steps to Start Planning Your New Year’s Resolution 2023”

Allowance Experiment: Are Three-Year-Olds Too Young?

I expected a tantrum. I expected a massive, double meltdown in the toy aisle that I would have to ride out. But miraculously, that didn’t happen. What I didn’t expect was that they would still be talking about those dinos days later and asking when I would go back and buy them.

How Much Do You Need in Your Emergency Fund?

I’d like to tell you a story about the worst year and a half of my life. And yes, before you start to wonder, it was the same year and a half that was everyone else in the world’s worst as well. But for me, it was an entirely different reason. It all began inContinue reading “How Much Do You Need in Your Emergency Fund?”

Grab an Embroidery Hoop and Some Artificial Flowers to Create This Spring Décor

An embroidery hoop might not be the first item that comes to mind as a versatile and creative decoration, but it’s simplicity allows for a wide variety of creative projects that can help you keep your home décor fresh and up-to-date with the changing seasons. Best of all, they’re inexpensive and readily available at anyContinue reading “Grab an Embroidery Hoop and Some Artificial Flowers to Create This Spring Décor”